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California’s Direct Hard Money Lender for Real Estate
Fast Approval. Faster Funding.
Funded
Not a broker
Rating on Google
Loan Products
Multi-Family, Retail, Office, Industrial, Mixed-Use
- Up to $5,000,000
- Max 75% LTV
- Interest rate 9.25% - 11.00%
- Origination 1% - 2%
SFH, Condo, Apt Complex, Fix-n-Flip, Rentals
- Up to $3,500,000
- Up to 75% LTV
- Interest rate 8.75% - 10.50%
- Origination 1.25% - 2%
Acquisition, Expansion, Senior Living, Laundromats
- Up to $5,000,000
- Up to 70% LTV
- Interest rate 9.50% - 11.00%
- Origination 1% - 2%
Refinancing, Transitioning Homes, Distressed Property
- Up to $4,000,000
- Up to 75% LTV
- Interest rate 9.25% - 11.00%
- Origination 1.25% - 2%
Secure a California Hard Money Loan
Pre-Qualify
Contact us over a friendly phone call, text, email, or apply online. This introduction helps us to understand your borrowing needs, providing you with the best solutions for your financial situation.
We’ll ask for a few key details, including the property value, loan amount, intended use of funds, and your exit strategy.
Quick Loan Review
Our bridge loan underwriting process revolves around loan-to-value (LTV), not the borrower’s financial track record. For California Hard Money Lenders, the core question is always the same: Is there enough equity in the property?
Meeting these three simple requirements strengthens your chances of funding approval for a hard money loan in California.
- Equity: Minimum of 25% ownership in the property
- Financial Wherewithal: Capable of covering monthly interest payments
- Exit Strategy: Clear path to pay off the hard money loan or refinance with a bank
Funding Secured!
Once approved, the funds are wired to you, completing the fast, efficient, and hassle-free process of obtaining your hard money loan.
This entire process can be completed in less than a week. Whether you need a business, commercial, or residential hard money loan, we specialize in customizing terms to fit your investment goals.
Since 2010, we’ve funded over $150 million in California hard money loans and assisted countless real estate investors along the way.
When you call, we answer. Secure your California hard money loan to achieve your real estate goals today.
Hard Money Calculator
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Benefits of California Hard Money Loans
Fast Access to Capital
Our California hard money loans can be funded in 5 to 7 days, with minimal paperwork and flexible lending criteria, giving borrowers the ability to capitalize on time-sensitive deals, such as purchasing an attractive deal or buying a new property before selling an existing one.
Asset-Based Lending
With hard money loans, equity is king!
Hard money lenders focus on the borrower's equity and value of the underlying asset, rather than the borrower's financial history.
Flexibility
We offer borrowers customized financing options regarding loan terms, repayment methods, acceptable forms of collateral property, and in some cases, no pre-payment penalties.
Bridging the Gap
Purchasing a new home before your existing home has sold is made possible via hard money loan financing, ensuring a smooth transition.
All-Cash Offers
Property purchases utilizing hard money loans are typically all-cash offers, making them very desirable to sellers since there are no contingencies attached.
Recent Deals
Handpicked Resources
Bridge Loans Guide Hard Money
Hard Money Guide Areas Served
Los Angeles Bridge Loans Tools
Real Estate Calculators Tools
Fix and Flip Calculator Areas Served
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Bridge Loan Rates & Fees