Who We Are

Founded in 2010, Crescent Lenders is a direct private money lender for real estate investors looking to buy, rehab or refinance various types of investment properties.

We have closed hundreds of deals with a transactional sum of over $120 million.

We are committed to being the fastest, most flexible, and reliable company in our industry.

Our small team allows us to provide our clients with personal, attentive service.

Mario Padilla

CEO and Chief Underwriter

Mr. Padilla is a graduate of California State University, Los Angeles and is a licensed California Real Estate Broker.

As a 20 year veteran in the banking industry, Mr. Padilla has been exclusively providing hard money loans since 2011.

He has worked for banks such as Bank of Boston, Long-Term Credit Bank of Japan, Fuji Bank along with having clients in various Fortune 500 companies.

His previous experience in credit underwriting has proven vital to the success of our company. For the last decade he has been funding 1st Trust Deed investments for real estate investors throughout California.

During his career, Mr. Padilla has underwritten and funded over $120 Million in hard money loans.

Mr. Padilla's knowledge and experience in the California real estate market coupled with his hard money lending expertise will help us continue to be the number one lender of choice for our clients.

Mario's stance is we value all of our client relationships and are committed to giving them the best service and experience possible.

Mr. Padilla is actively involved with various non-profit organizations and charities in Los Angeles through roles such as Financial Advisor, Trustee and Financial Supporter.

John Russell Barneson


John Russell is a graduate of The University of Southern California's Marshall School of Business.

He worked as an Associate for the asset management company Reed, Conner & Birdwell before working in sales in the energy sector for numerous years.

Hired in 2020 as the head of marketing, John Russell has helped to build our company's website and nurture relationships with clients in order to increase the number of deals we fund.

John Russell's day to day, now involves assisting real estate professionals to procure hard money loans and he is the brains behind The Hard Money Blog.

His blog has brought a lot of attention to our company.

On the side, John Russell is an active real estate investor who frequently buys, renovates and operates a number of vacation rental apartments.

He's an avid writer on the topics of real estate and hard money lending.

In his spare time, John Russell enjoys surfing in Malibu, playing beach volleyball and watching his USC Trojan football team.

  • California
  • Los Angeles
  • San Diego
  • San Francisco

Disclaimer: Crescent Lenders, DBA CrescentLenders.com ("CL") is a California licensed broker under California Bureau of Real Estate License No. #01792267. Regardless of this license, CL considers itself a “finder” for purposes of applicable laws and regulations (California Business & Professions Code § 10130, et. seq.).

Crescent Lenders, 2999 Overland Ave, Suite 116, Los Angeles, California, 90064