Private Money Lenders
Bridge Loans for Residential and Commercial Real Estate Investors
Private Money Lenders
Bridge Loans for Residential and Commercial Real Estate Investors
Crescent Lender is a direct hard money lender, not a broker.
Our company provides commercial and residential real estate investors with hard money loans for all types of investment properties.
Our decade of experience has given us the knowledge to assist our clients with whatever lending issues you may encounter.
We’ve funded hundreds of California hard money loans equating to well over $100 million since 2010.
Crescent Lenders puts a major focus on customer service to ensure our clients always have an open line of communication.
Regardless of if you have bad credit, a previous foreclosure, or even a bankruptcy in your past, we can help you secure financing.
We service real estate investors, fix-and-flippers, corporations, probate estates, and anyone else who does not meet the conventional underwriting guidelines of a traditional bank.
Lending Guidelines
Property Types
- Single-family & Multi-family Investment Properties
- Condominiums
- Retail Centers
- Office Buildings
- Industrial & Warehouse
- Hotels & Motels
- Healthcare & Assisted Living Facilities
- Special Purpose & Mixed Use
- Parking Garages & Lots
Recently Funded Private Money Loans
North Hollywood, CA
La Puente, CA
Seaside, CA
Huntington Beach, CA
Ontario, CA
Tustin, CA
Los Angeles, CA
Oxnard, CA
Whittier, CA
Long Beach, CA
Los Angeles, CA
Downey, CA
Seal Beach, CA
Beverly Hills, CA
San Gabriel, CA
Carmel-by-the-Sea, CA
Los Angeles, CA
Los Angeles, CA
Los Angeles, CA
Santa Maria, CA
Covina, CA
Riverside, CA
Pomona, CA
Huntington Beach, CA
Arcadia, CA
Los Feliz, CA
Studio City, CA
Baldwin Park, CA
El Segundo, CA
Culver City, CA
Fullerton, CA
Del Rey Oaks, CA
Pasadena, CA
Boyle Heights, CA
Cerritos, CA
Costa Mesa, CA
Los Angeles, CA
Indio, CA
Montebello, CA
Dana Point, CA
North Hollywood, CA
La Puente, CA
Seaside, CA
Huntington Beach, CA
Ontario, CA
Tustin, CA
Why Crescent Lenders
Rates Start at 7.99%
75% LTV
Trusted 5-Star Rating on Google
No Minimum Income Requirement
No Upfront Fees
Direct Lender, Not a Broker
Speedy Approval & Funding Process
Minimal Documents Needed
Self-Employed or Foreign National
Lending Process
Get Funded in 3 Easy Steps
Apply
Fill out our online form or call us so we can learn about your lending needs
Get Approved
We are often able to offer same day approval
Get Funded
Funds can be deposited in as little as 5 days
Our Lending Criteria Explained
When underwriting a private money loan, we are mostly concerned with the loan to value of the property being used as collateral rather than a borrowers credit score, employment history or income.
With a hard money loan there is no standard underwriting process, each loan is judged on its individual merits.
Our goal is to determine if you;
- have 25% or more equity in the property
- are capable of making the monthly interest payments
- have a viable exit strategy to pay-off the bridge loan
If these three simple requirements are met, there is a strong chance we will be able to fund your hard money loan.
Types of Loans We Fund
Crescent Lenders offers a variety of private money loans for all commercial, residential and industrial property types
All of our loans are required to be secured by a hard real estate asset
Bridge Loans
A temporary financing solution used until more permanent financing solutions are obtainable.
Probate Loans
Also known as an estate loan, inheritance loan, or trust loan — these loans are given to people who are set to inherit property but are waiting for an estate to complete the probate process.
Fix & Flip Loans
Also known as rehab loans these are used by real estate investors to buy a property which they rehab and then sell for a profit.
Purchase Loans
The buyers commonly use purchase loans to act quickly on a hot property when they don’t have enough capital to make an all cash offer or don’t qualify for a bank loan.
1031 Exchange Loans
It is used to purchase a replacement property or like-kind property and defer paying any capital gains tax into the future to grow your investment essentially tax free.
Cash-out Loans
The fast and easy way to tap into existing equity from an investment property.
Refinance Loans
The current investment property owners may have an existing hard money loan they need or want to refi at a lower interest rate and for a longer period of time.
Defaulting on a Hard Money Loan
Defaulting occurs when the borrower fails to make the required monthly interest payments.
In the unfortunate circumstance you default on your hard money loan, the hard money lender has the ability to foreclose on the collateral property.
At Crescent Lenders we keep an open line of communication with our borrowers to assist them during challenging times.
A reputable hard money lender will always want to see you succeed in your investment business, as recouping their costs via foreclosure can get expensive if the loan fails.
FAQs
We Can Deliver Rapid Financing
Between $200k and $5 million dollars
Nationwide private lender (not a broker, avoid the extra fees)
Funding loans such as purchase, refinance, rehab, probate, 1031 exchanges and cash-out
All types of investment properties considered, residential, commercial and industrial
Crescent Lenders
2999 Overland Ave, Suite 116
Los Angeles, California
info@crescentlenders.com
213-474-3131
Crescent Lenders, 2999 Overland Ave, Suite 116, Los Angeles, California, 90064