Private Money Lender California

Crescent Lenders is a direct private money lender based in Los Angeles, California (not a broker).

With over a decade of experience, we have provided hundreds of millions of dollars in private money loans to commercial and residential real estate investors across the Golden State.

We have designed our lending process to prioritize speed and efficiency, ensuring fast approvals and funding for our borrowers.

We strive to provide competitive rates and fees, as well as flexible lending standards that can be tailored to meet the unique needs of each individual borrower.

Moreover, our team is committed to providing exceptional customer service, guiding our clients throughout the loan process and addressing any concerns or questions that may arise.

As a highly-rated provider with 5-star reviews, we offer both first and second position private money loans in California, which can often be funded within 5 to 7 days.

As one of the leading private money lenders in California, we offer quick and reliable financing solutions to our clients.

Our strong financial backing allows us to provide a straightforward and efficient loan process that prioritizes simplicity and ease-of-use for our borrowers.

A few benefits of using Crescent Lenders' private money loan to fund your California real estate transaction include:

1. Pre-Approval: We can pre-approve your loan with a short 5 to 10 minute phone conversation.
2. Fast Funding: Once approved, your private money loan can be funded in as little as 5 to 7 days.
3. Minimal Requirements: We require less documentation from borrowers than a traditional bank, making the loan application process faster and simpler.
4. Flexibility: Borrowers can negotiate and customize their repayment schedule to suit their specific needs and financial situation.
5. Difficult to Fund Projects: Private money loans can be an option for properties that are in poor condition or do not meet the strict criteria of a traditional bank loan.
6. Competitive Offers: When making an offer on a property using a private money loan, sellers often view it as equivalent to an all-cash offer, giving borrowers an edge over competitors in securing the best deals on the market. 
7. Higher Approval Rate: As private money lenders, we are mostly concerned with the value of the collateral property rather than the borrower's credit history or other factors, which makes it easier for borrowers with less-than-perfect credit to obtain financing.

Whether you're eager to take advantage of a prime opportunity to fix and flip a property in Los Angeles or have your sights set on acquiring an apartment complex in San Diego, our team is ready to provide financing solutions for your real estate investment projects across California.

For over a decade, Crescent Lenders has been a trusted and experienced lender in the private money industry, having funded hundreds of millions of dollars in private money loans across California.

We take pride in offering fast approvals and funding, competitive rates and fees, flexible lending standards, and exceptional customer service to every borrower - regardless of their real estate investment goals or experience level.

The process starts with a brief phone call, text message or some back and forth through email to understand the borrower's unique situation and how we can help.

Borrowers typically need to provide a few key pieces of information, including:

1. Collateral: All private money loans require collateral to secure the loan. This is usually the property being purchased or renovated and is the most important factor in determining whether we will fund the loan.
2. The Purpose of the Loan: Borrowers will need to provide details about the property they plan to purchase or renovate, as well as the intended use of the loan funds.
3. Your Background: While we are more flexible than traditional lenders when it comes to credit scores and employment history, we will sometimes still need a little background information about our borrowers.
4. Exit Strategy: Having a clear exit strategy in place is important because we want you to pay back the loan and succeed in your real estate investment goals.

Since every private money lending situation is unique, there may be additional questions, requirements, or qualifications based on the specific loan product or property type involved in the deal.

As a leading private money lender in California, we can quickly determine if we can fund your project by having a brief telephone conversation. Call us at 213-474-3131 or send us a message.