California's Best Hard Money Lenders

Servicing All Property Types Across the California Region

California's Best Hard Money Lenders

Servicing All Property Types Across the California Region

Direct California Hard Money Lender

Crescent Lenders is one of the premier hard money lending companies in The Golden State.

Located in Los Angeles, CA we have been providing hard money loans to commercial and residential California real estate investors for over a decade.

Since our inception in 2010, we have funded hundreds of California private money loans for a variety of property types.

Crescent Lenders provides fast approvals and funding, reasonable rates and fees, adaptable lending standards, and outstanding customer service to all of our borrowers.

1st and 2nd position hard money loans can be funded in as little as 5 to 7 days.

Recent Deals

North Hollywood, CA
Amount: $1,625,000
Type: Cash-Out
Loan To Value: 55%
Rate: 9.50%
Property Type: Multi-Family
Term: 24 Months
La Puente, CA
Amount: $335,000
Type: Purchase
Loan To Value: 68%
Rate: 9.00%
Property Type: Residential
Term: 12 Months
Seaside, CA
Amount: $220,000
Type: Rehab
Loan To Value: 63%
Rate: 8.75%
Property Type: Residential
Term: 18 Months
Huntington Beach, CA
Amount: $350,000
Type: Purchase Financing
Loan To Value: 8.75%
Rate: 50%
Property Type: Residential
Term: 12 Months
Ontario, CA
Amount: $460,000
Type: Purchase Financing
Loan To Value: 50%
Rate: 9.00%
Property Type: Residential
Term: 12 Months
Tustin, CA
Amount: $260,000
Type: Purchase Financing
Loan To Value: 66.7%
Rate: 9.00%
Property Type: Residential
Term: 12 Months
Los Angeles, CA
Amount: $1,035,000
Type: Purchase Financing
Loan To Value: 85%
Rate: 10.00%
Property Type: Commercial
Term: 12 Months
Oxnard, CA
Amount: $1,820,000
Type: Purchase Financing
Loan To Value: 70%
Rate: 9.0%
Property Type: Commercial
Term: 12 Months
Whittier, CA
Amount: $295,000
Type: Purchase Financing
Loan To Value: 66%
Rate: 12.75%
Property Type: Commercial
Term: 12 Months
Long Beach, CA
Amount: $94,000
Type: Purchase Financing
Loan To Value: 115%
Rate: 20.0%
Property Type: Residential
Term: 6 Months
Los Angeles, CA
Amount: $1,500,000
Type: Refinance
Loan To Value: 60%
Rate: 11.99%
Property Type: Commercial
Term: 12 Months + 12 Months Option
Downey, CA
Amount: $400,000
Type: Cash-Out
Loan To Value: 50%
Rate: 12.50%
Property Type: Residential
Term: 12 Months
Seal Beach, CA
Amount: $600,000
Type: Cash-Out
Loan To Value: 60%
Rate: 8.50%
Property Type: Residential
Term: 36 Months
Beverly Hills, CA
Amount: $2,000,000
Type: Cash-Out
Loan To Value: 83%
Rate: 11.75%
Property Type: Residential
Term: 18 Months
San Gabriel, CA
Amount: $1,540,000
Type: Purchase
Loan To Value: 62%
Rate: 9.00%
Property Type: Industrial
Term: 24 Months
Carmel-by-the-Sea, CA
Amount: $3,000,000
Type: Refinance
Loan To Value: 33%
Rate: 10%
Property Type: Residential
Term: 12 Months
Los Angeles, CA
Amount: $340,000
Type: Refinance
Loan To Value: 50%
Rate: 9.0%
Property Type: Residential
Term: 18 Months
Los Angeles, CA
Amount: $535,000
Type: Purchase
Loan To Value: 65%
Rate: 9.15%
Property Type: Residential
Term: 12 Months
Los Angeles, CA
Amount: $1,025,000
Type: Purchase Financing
Loan To Value: 65%
Rate: 9%
Property Type: Industrial
Term: 36 Months
Santa Maria, CA
Amount: $220,000
Type: Cash-Out
Loan To Value: 55%
Rate: 9.75%
Property Type: Residential
Term: 18 Months
Covina, CA
Amount: $345,000
Type: Fix-and-Flip
Loan To Value: 65%
Rate: 9.25%
Property Type: Residential
Term: 12 Months
Riverside, CA
Amount: $75,000
Type: Cash-Out
Loan To Value: 50%
Rate: 10%
Property Type: Residential
Term: 12 Months
Pomona, CA
Amount: $664,000
Type: Purchase
Loan To Value: 70%
Rate: 9.7%
Property Type: Commercial
Term: 12 Months
Huntington Beach, CA
Amount: $2,275,000
Type: Purchase
Loan To Value: 65%
Rate: 9.00%
Property Type: Residential
Term: 12 Months
Arcadia, CA
Amount: $1,100,000
Type: Refinance
Loan To Value: 73%
Rate: 9.00%
Property Type: Residential
Term: 12 Months
Los Feliz, CA
Amount: $2,100,000
Type: Refinance
Loan To Value: 65%
Rate: 9.00%
Property Type: Residential
Term: 12 Months
Studio City, CA
Amount: $2,080,000
Type: Purchase Financing
Loan To Value: 61.2%
Rate: 8.50%
Property Type: Residential
Term: 60 Months
Baldwin Park, CA
Amount: $240,000
Type: Purchase
Loan To Value: 55%
Rate: 8.75%
Property Type: Residential
Term: 12 Months
El Segundo, CA
Amount: $1,200,000
Type: Refinance
Loan To Value: 65%
Rate: 9.00%
Property Type: Residential
Term: 12 Months
Culver City, CA
Amount: $650,000
Type: Purchase
Loan To Value: 52%
Rate: 7.99%
Property Type: Commercial
Term: 18 Months
Fullerton, CA
Amount: $800,000
Type: Purchase
Loan To Value: 65%
Rate: 9.00%
Property Type: Industrial
Term: 18 Months
Del Rey Oaks, CA
Amount: $1,150,000
Type: Refinance
Loan To Value: 65%
Rate: 9.65%
Property Type: Commercial
Term: 24 Months
Pasadena, CA
Amount: $950,000
Type: Purchase
Loan To Value: 50%
Rate: 8.25%
Property Type: Residential
Term: 12 Months
Boyle Heights, CA
Amount: $100,000
Type: Fix-and-Flip
Loan To Value: 65%
Rate: 12.99%
Property Type: Multi-Family
Term: 12 Months
Cerritos, CA
Amount: $500,000
Type: Cash-Out
Loan To Value: 65%
Rate: 12.5%
Property Type: Industrial
Term: 12 Months
Costa Mesa, CA
Amount: $650,000
Type: Purchase
Loan To Value: 50%
Rate: 9.00%
Property Type: Industrial
Term: 18 Months
Los Angeles, CA
Amount: $500,000
Type: Construction Financing
Loan To Value: 75%
Rate: 8.75%
Property Type: Residential
Term: 12 Months
Indio, CA
Amount: $100,000
Type: Cash-Out
Loan To Value: 50%
Rate: 11.0%
Property Type: Multi-Family
Term: 12 Months
Montebello, CA
Amount: $2,500,000
Type: Purchase Financing
Loan To Value: 66%
Rate: 8.75%
Property Type: Multi-Family
Term: 12 Months
Dana Point, CA
Amount: $160,000
Type: Purchase
Loan To Value: 35%
Rate: 9.00%
Property Type: Residential
Term: 12 Months
North Hollywood, CA
Amount: $1,625,000
Type: Cash-Out
Loan To Value: 55%
Rate: 9.50%
Property Type: Multi-Family
Term: 24 Months
La Puente, CA
Amount: $335,000
Type: Purchase
Loan To Value: 68%
Rate: 9.00%
Property Type: Residential
Term: 12 Months
Seaside, CA
Amount: $220,000
Type: Rehab
Loan To Value: 63%
Rate: 8.75%
Property Type: Residential
Term: 18 Months
Huntington Beach, CA
Amount: $350,000
Type: Purchase Financing
Loan To Value: 8.75%
Rate: 50%
Property Type: Residential
Term: 12 Months
Ontario, CA
Amount: $460,000
Type: Purchase Financing
Loan To Value: 50%
Rate: 9.00%
Property Type: Residential
Term: 12 Months
Tustin, CA
Amount: $260,000
Type: Purchase Financing
Loan To Value: 66.7%
Rate: 9.00%
Property Type: Residential
Term: 12 Months

Why Crescent Lenders

Rates Start at 7.99%

75% LTV

Trusted 5-Star Rating on Google

No Minimum Income Requirement

No Upfront Fees

Direct Lender, Not a Broker

Speedy Approval & Funding Process

Minimal Documents Needed

Self-Employed or Foreign National

California Loan Lending Process

Get Funded in 3 Easy Steps

Apply

Fill out our online form or call us so we can learn about your lending needs

Get Approved

We are often able to offer same day approval

Get Funded

Funds can be deposited in as little as 5 days

Loan Request

Get a free, no-obligation quote in minutes and a decision maker will contact you right away.

Benefits to Using a California Hard Money Lender

A California hard money lender should provide fast financing and reliable service. 

At Crescent Lenders, we are well capitalized and offer a simple and efficient loan process for our borrowers.

Maybe you are looking to fix and flip a home in Los Angeles or want to purchase an apartment complex in San Diego — we are available to fund your real estate investment project anywhere in California.

A few benefits to using a California hard money loan include;

  1. Fast Funding- Hard money loans can be approved in less than a day. Borrowers can expect to receive financing in 5 to 7 days.
  2. Fewer Requirements- Minimal documentation is required by hard money lenders.
  3. Flexibility- Repayment schedule can be negotiated and customized to benefit the borrower
  4. Difficult to Fund Projects- A home in poor condition that does not meet the standards for an institutional bank loan could qualify for a hard money loan.
  5. Strong Offer- Offers made on a property with the use a hard money loan are generally considered as good as an all cash offer by sellers This helps our investors beat out competitors and secure the best deals on the market.

While California hard money loans have higher interest rates than traditional mortgages; these loans are meant to be used for short durations and can be helpful to investors looking to accelerate their growth.

Crescent Lenders has funded hundreds of millions of California private money loans over the last 10 years.

Types of California Hard Money Loans We Fund

Crescent Lenders offers a variety of private money loans in California for all commercial, residential and industrial property types
All of our loans are required to be secured by a hard real estate asset

Bridge Loans

A temporary financing solution used until more permanent financing solutions are obtainable.

Probate Loans

Also known as an estate loan, inheritance loan, or trust loan — these loans are given to people who are set to inherit property but are waiting for an estate to complete the probate process.

Fix & Flip Loans

Also known as rehab loans these are used by real estate investors to buy a property which they rehab and then sell for a profit.

Purchase Loans

The buyers commonly use purchase loans to act quickly on a hot property when they don’t have enough capital to make an all cash offer or don’t qualify for a bank loan.

1031 Exchange Loans

It is used to purchase a replacement property or like-kind property and defer paying any capital gains tax into the future to grow your investment essentially tax free.

Cash-out Loans

The fast and easy way to tap into existing equity from an investment property.

Refinance Loans

The current investment property owners may have an existing hard money loan they need or want to refi at a lower interest rate and for a longer period of time.

Top-Rated Provider

I don’t usually invest in real estate but I came across a great deal in my neighborhood and could not wait on a bank to approve me because the deal would have been gone. I called a few hard money lenders and decided on Crescent Lenders. They were able to get me funding quickly at a good rate. This enabled me to make a great offer which was successful. Highly recommend!
- Jessy C.
My existing hard money loan was coming due on my retail center and I was shopping around for a refi with a better rate since I was not yet able to qualify for bank financing, Mario was able to give me the best rate of the lenders I reached out to...
- Steve S.
I’m a commercial real estate broker and do some fix and flipping on the side here in SoCal. I’ve used a few different HMLs in the past but have created a good relationship with these guys and have repeatedly used them and will continue to do so going forward.
- Justin R.
Was recommended these lenders from a friend of mine. They were able to come thru on 2 deals for me over the past year, but also rejected a few others I had that were not as attractive. Mario is a nice guy and will not waste your time if the deal doesn’t work for him.
- James M.
I found Crescent Lenders using a hard money lending directory website called Moolahlist that makes sure all the lenders on its platform are licensed and legitimate. There are so many scam lenders in the hard money lending industry, I was happy to find these guys and was even happier with the service they provided... quick and easy funding for my rehab project.
- Edward B.
I don’t usually invest in real estate but I came across a great deal in my neighborhood and could not wait on a bank to approve me because the deal would have been gone. I called a few hard money lenders and decided on Crescent Lenders. They were able to get me funding quickly at a good rate. This enabled me to make a great offer which was successful. Highly recommend!
- Jessy C.
My existing hard money loan was coming due on my retail center and I was shopping around for a refi with a better rate since I was not yet able to qualify for bank financing, Mario was able to give me the best rate of the lenders I reached out to...
- Steve S.
As of June 15th, 2021

Defaulting on a California Hard Money Loan

Defaulting on hard money loan occurs when the borrower fails to make the obligated interest payments.

In the case of a default, the borrower will usually have 30 days to make the hard money loan current before the hard money lender begins the foreclosure process, however this depends on the terms of the contract.

Furthermore, the borrower will likely be required to pay a higher monthly interest rate.

California's state law stipulates all foreclosed properties must be handled outside the court system in a non-judicial foreclosure.

FAQs

We Can Deliver Rapid Financing

Between $200k and $5 million dollars

Nationwide private lender (not a broker, avoid the extra fees)

Funding loans such as purchase, refinance, rehab, probate, 1031 exchanges and cash-out

All types of investment properties considered, residential, commercial and industrial



Crescent Lenders

2999 Overland Ave, Suite 116
Los Angeles, California
Phone
213-474-3131

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Disclaimer: Crescent Lenders, DBA CrescentLenders.com ("CL") is a California licensed broker under California Bureau of Real Estate License No. #01792267. Regardless of this license, CL considers itself a “finder” for purposes of applicable laws and regulations (California Business & Professions Code § 10130, et. seq.).

Crescent Lenders, 2999 Overland Ave, Suite 116, Los Angeles, California, 90064