Rates as Low as 9.75%
75% LTV
Trusted 5-Star Rating on Google
Anywhere in California
Direct Lender, Not a Broker
$200K to $2M
No Upfront Fees
Self-Employed or Foreign National
Pre-Approval in Hours, Funding Within Days
For over a decade, Crescent Lenders has been providing private money loans in California to real estate investors and property owners across Sacramento.
As direct bridge lenders, we have successfully funded hundreds of millions of dollars in real estate projects.
Our fund is well capitalized, allowing us to move quickly when borrowers need us most.
Our superior customer service, inexpensive fees, and competitive interest rates make us the top choice for your Sacramento hard money loan.
Maybe you need to refinance an existing hard money loan for an investment property in Tahoe Park, perform a 1031 exchange on a retail center in Midtown, or purchase a multi-family property in Land Park—whatever your circumstance, Crescent Lenders is here to help with your Sacramento bridge loan needs.
Whatever form of communication you prefer is fine with us. Our team is ready to assist with your Sacramento hard money lending needs.
Limited documentation is required, and loans can be funded in as few as 5 days.
We fund various hard money loans in the Sacramento area for all commercial and residential property types.
All hard money loans we fund must be secured by real estate, and we fund a variety of loan types, including:
While we consider numerous factors during our underwriting process, no component is more important than the loan-to-value ratio of the collateral property.
We want the borrower to have a decent amount of skin in the game, therefore we require a minimum of 25% equity in the property.
It’s also important for borrowers to show an ability to make the monthly interest payments and have a viable exit strategy to pay off the hard money loan.
Our borrowers' two most common exit strategies are selling the property or refinancing with a long-term traditional bank loan.
While credit score and employment history are considered, they are not crucial components to securing a private money loan with us.
I’m a commercial real estate broker and do some fix n flipping on the side here in SoCal. I’ve used a few different HMLs in the past but have created a good relationship with these guys and have repeatedly used them and will continue to do so going forward.
Crescent Lenders is a knowledgeable and resourceful private money lender in Sacramento.
With local contacts ranging from contractors to lawyers to appraisers, our network is at your disposal!
Once we lend a borrower money, we consider them partners.
From that point forward, our success is tied to their success. Therefore, we try to work together toward the common goal of making our borrower’s project successful.
California real estate is expensive, and often, real estate investors do not have sufficient funds to purchase a property and may be unable to qualify for a traditional bank loan.