San Diego Hard Money Lenders

Knowledgeable and Experienced Lenders That Accelerate Your Success

San Diego Hard Money Lenders

Knowledgeable and Experienced Lenders That Accelerate Your Success

Lending Guidelines

Interest Rates
Starting @ 7.99% (interest only)
Closing Time
5 to 7 Days
Location
Anywhere in California
Loan To Value Ratio
Up to 75% LTV
Loan Types
Purchase, Refinance, Cash-Out, Fix and Flip, Probate, 1031 Exchange
Amounts
$200K – $5M
Origination Fee
2 to 3 points, dependant on size and term
Lien Positions
First Trust & Second Trust Deeds
Underwriting Fee
$1500
Loan Term
6 to 60 months (extensions available)

Property Types

  • Single-family & Multi-family Investment Properties
  • Condominiums
  • Retail Centers
  • Office Buildings
  • Industrial & Warehouse
  • Hotels & Motels
  • Healthcare & Assisted Living Facilities
  • Special Purpose & Mixed Use
  • Parking Garages & Lots

Recently Funded Private Money Loans

North Hollywood, CA
Amount: $1,625,000
Type: Cash-Out
Loan To Value: 55%
Rate: 9.50%
Property Type: Multi-Family
Term: 24 Months
La Puente, CA
Amount: $335,000
Type: Purchase
Loan To Value: 68%
Rate: 9.00%
Property Type: Residential
Term: 12 Months
Seaside, CA
Amount: $220,000
Type: Rehab
Loan To Value: 63%
Rate: 8.75%
Property Type: Residential
Term: 18 Months
Los Angeles, CA
Amount: $1,725,000
Type: Refinance
Loan To Value: 65%
Rate: 9.25%
Property Type: Commercial
Berkeley, CA
Amount: $1,400,000
Type: Purchase Financing
Loan To Value: 66%
Rate: 9.00%
Property Type: Residential
Term: 12 Months
Huntington Beach, CA
Amount: $350,000
Type: Purchase Financing
Loan To Value: 8.75%
Rate: 50%
Property Type: Residential
Term: 12 Months
Ontario, CA
Amount: $460,000
Type: Purchase Financing
Loan To Value: 50%
Rate: 9.00%
Property Type: Residential
Term: 12 Months
Tustin, CA
Amount: $260,000
Type: Purchase Financing
Loan To Value: 66.7%
Rate: 9.00%
Property Type: Residential
Term: 12 Months
Los Angeles, CA
Amount: $1,035,000
Type: Purchase Financing
Loan To Value: 85%
Rate: 10.00%
Property Type: Commercial
Term: 12 Months
Oxnard, CA
Amount: $1,820,000
Type: Purchase Financing
Loan To Value: 70%
Rate: 9.0%
Property Type: Commercial
Term: 12 Months
Whittier, CA
Amount: $295,000
Type: Purchase Financing
Loan To Value: 66%
Rate: 12.75%
Property Type: Commercial
Term: 12 Months
Long Beach, CA
Amount: $94,000
Type: Purchase Financing
Loan To Value: 115%
Rate: 20.0%
Property Type: Residential
Term: 6 Months
Los Angeles, CA
Amount: $1,500,000
Type: Refinance
Loan To Value: 60%
Rate: 11.99%
Property Type: Commercial
Term: 12 Months + 12 Months Option
Downey, CA
Amount: $400,000
Type: Cash-Out
Loan To Value: 50%
Rate: 12.50%
Property Type: Residential
Term: 12 Months
Seal Beach, CA
Amount: $600,000
Type: Cash-Out
Loan To Value: 60%
Rate: 8.50%
Property Type: Residential
Term: 36 Months
Beverly Hills, CA
Amount: $2,000,000
Type: Cash-Out
Loan To Value: 83%
Rate: 11.75%
Property Type: Residential
Term: 18 Months
San Gabriel, CA
Amount: $1,540,000
Type: Purchase
Loan To Value: 62%
Rate: 9.00%
Property Type: Industrial
Term: 24 Months
Carmel-by-the-Sea, CA
Amount: $3,000,000
Type: Refinance
Loan To Value: 33%
Rate: 10%
Property Type: Residential
Term: 12 Months
Los Angeles, CA
Amount: $340,000
Type: Refinance
Loan To Value: 50%
Rate: 9.0%
Property Type: Residential
Term: 18 Months
Los Angeles, CA
Amount: $535,000
Type: Purchase
Loan To Value: 65%
Rate: 9.15%
Property Type: Residential
Term: 12 Months
Los Angeles, CA
Amount: $1,025,000
Type: Purchase Financing
Loan To Value: 65%
Rate: 9%
Property Type: Industrial
Term: 36 Months
Santa Maria, CA
Amount: $220,000
Type: Cash-Out
Loan To Value: 55%
Rate: 9.75%
Property Type: Residential
Term: 18 Months
Covina, CA
Amount: $345,000
Type: Fix-and-Flip
Loan To Value: 65%
Rate: 9.25%
Property Type: Residential
Term: 12 Months
Riverside, CA
Amount: $75,000
Type: Cash-Out
Loan To Value: 50%
Rate: 10%
Property Type: Residential
Term: 12 Months
Pomona, CA
Amount: $664,000
Type: Purchase
Loan To Value: 70%
Rate: 9.7%
Property Type: Commercial
Term: 12 Months
Huntington Beach, CA
Amount: $2,275,000
Type: Purchase
Loan To Value: 65%
Rate: 9.00%
Property Type: Residential
Term: 12 Months
Arcadia, CA
Amount: $1,100,000
Type: Refinance
Loan To Value: 73%
Rate: 9.00%
Property Type: Residential
Term: 12 Months
Los Feliz, CA
Amount: $2,100,000
Type: Refinance
Loan To Value: 65%
Rate: 9.00%
Property Type: Residential
Term: 12 Months
Studio City, CA
Amount: $2,080,000
Type: Purchase Financing
Loan To Value: 61.2%
Rate: 8.50%
Property Type: Residential
Term: 60 Months
Baldwin Park, CA
Amount: $240,000
Type: Purchase
Loan To Value: 55%
Rate: 8.75%
Property Type: Residential
Term: 12 Months
El Segundo, CA
Amount: $1,200,000
Type: Refinance
Loan To Value: 65%
Rate: 9.00%
Property Type: Residential
Term: 12 Months
Culver City, CA
Amount: $650,000
Type: Purchase
Loan To Value: 52%
Rate: 7.99%
Property Type: Commercial
Term: 18 Months
Fullerton, CA
Amount: $800,000
Type: Purchase
Loan To Value: 65%
Rate: 9.00%
Property Type: Industrial
Term: 18 Months
Del Rey Oaks, CA
Amount: $1,150,000
Type: Refinance
Loan To Value: 65%
Rate: 9.65%
Property Type: Commercial
Term: 24 Months
Pasadena, CA
Amount: $950,000
Type: Purchase
Loan To Value: 50%
Rate: 8.25%
Property Type: Residential
Term: 12 Months
Boyle Heights, CA
Amount: $100,000
Type: Fix-and-Flip
Loan To Value: 65%
Rate: 12.99%
Property Type: Multi-Family
Term: 12 Months
Cerritos, CA
Amount: $500,000
Type: Cash-Out
Loan To Value: 65%
Rate: 12.5%
Property Type: Industrial
Term: 12 Months
Costa Mesa, CA
Amount: $650,000
Type: Purchase
Loan To Value: 50%
Rate: 9.00%
Property Type: Industrial
Term: 18 Months
Los Angeles, CA
Amount: $500,000
Type: Construction Financing
Loan To Value: 75%
Rate: 8.75%
Property Type: Residential
Term: 12 Months
Indio, CA
Amount: $100,000
Type: Cash-Out
Loan To Value: 50%
Rate: 11.0%
Property Type: Multi-Family
Term: 12 Months
Montebello, CA
Amount: $2,500,000
Type: Purchase Financing
Loan To Value: 66%
Rate: 8.75%
Property Type: Multi-Family
Term: 12 Months
Dana Point, CA
Amount: $160,000
Type: Purchase
Loan To Value: 35%
Rate: 9.00%
Property Type: Residential
Term: 12 Months
North Hollywood, CA
Amount: $1,625,000
Type: Cash-Out
Loan To Value: 55%
Rate: 9.50%
Property Type: Multi-Family
Term: 24 Months
La Puente, CA
Amount: $335,000
Type: Purchase
Loan To Value: 68%
Rate: 9.00%
Property Type: Residential
Term: 12 Months
Seaside, CA
Amount: $220,000
Type: Rehab
Loan To Value: 63%
Rate: 8.75%
Property Type: Residential
Term: 18 Months
Los Angeles, CA
Amount: $1,725,000
Type: Refinance
Loan To Value: 65%
Rate: 9.25%
Property Type: Commercial
Berkeley, CA
Amount: $1,400,000
Type: Purchase Financing
Loan To Value: 66%
Rate: 9.00%
Property Type: Residential
Term: 12 Months
Huntington Beach, CA
Amount: $350,000
Type: Purchase Financing
Loan To Value: 8.75%
Rate: 50%
Property Type: Residential
Term: 12 Months

Reliable Hard Money Lenders in San Diego

Crescent Lenders is one of the premier hard money lenders in San Diego County.

Unlike brokers, as direct private money lenders we use our own funds to provide rapid funding for real estate projects.

We specialize in servicing cities up and down California, including Los Angeles, San Francisco and San Diego.

We have successfully funded numerous San Diego hard money loans over the last decade equating to hundreds of millions of dollars in private capital being deployed to real estate investors.

Pre-Qualify Today

Contact us today to inquire about how we can solve your San Diego funding scenario.

Our customer service is second to none. You can count on us to answer the phone and to communicate with you every step of the way.

Come see why Crescent Lenders is the preferred hard money lender for San Diego real estate investors.

Whether you need to refinance a property in La Jolla, execute a fix and flip in Torrey Pines or cash-out refinance your property in Scripps Ranch — Crescent Lenders is here for all of your San Diego real estate investment funding needs.

We Fund All Types of San Diego Hard Money Loans

We provide financing on residential and commercial real estate projects across the Southern California Region.

We consider all types of projects for funding, including:

  • purchase loans
  • bridge loans
  • fix and flip loans
  • refinance loans
  • cash-out, probate, rental property and BRRRR loans
  • along with any other asset based loan whereby real estate is used as collateral

When underwriting your private money loan in San Diego, the biggest factors we take into account are the value of the collateral property and the loan to value ratio.

Factors used for conventional mortgages like credit score and property vacancy rates are only used in a secondary manner.

And unlike big banks we can get you funded in a matter of days rather than months.

From the time you read this webpage to the time we get you funded can happen in as little as 5 to 7 days.

Unsure if we are the solution to your San Diego hard money lending issue?

Check out the reviews below to see what our past customers say about working with us.

Top-Rated Provider

I don’t usually invest in real estate but I came across a great deal in my neighborhood and could not wait on a bank to approve me because the deal would have been gone. I called a few hard money lenders and decided on Crescent Lenders. They were able to get me funding quickly at a good rate. This enabled me to make a great offer which was successful. Highly recommend!
- Jessy C.
My existing hard money loan was coming due on my retail center and I was shopping around for a refi with a better rate since I was not yet able to qualify for bank financing, Mario was able to give me the best rate of the lenders I reached out to...
- Steve S.
I’m a commercial real estate broker and do some fix and flipping on the side here in SoCal. I’ve used a few different HMLs in the past but have created a good relationship with these guys and have repeatedly used them and will continue to do so going forward.
- Justin R.
Was recommended these lenders from a friend of mine. They were able to come thru on 2 deals for me over the past year, but also rejected a few others I had that were not as attractive. Mario is a nice guy and will not waste your time if the deal doesn’t work for him.
- James M.
I found Crescent Lenders using a hard money lending directory website called Moolahlist that makes sure all the lenders on its platform are licensed and legitimate. There are so many scam lenders in the hard money lending industry, I was happy to find these guys and was even happier with the service they provided... quick and easy funding for my rehab project.
- Edward B.
I don’t usually invest in real estate but I came across a great deal in my neighborhood and could not wait on a bank to approve me because the deal would have been gone. I called a few hard money lenders and decided on Crescent Lenders. They were able to get me funding quickly at a good rate. This enabled me to make a great offer which was successful. Highly recommend!
- Jessy C.
My existing hard money loan was coming due on my retail center and I was shopping around for a refi with a better rate since I was not yet able to qualify for bank financing, Mario was able to give me the best rate of the lenders I reached out to...
- Steve S.
As of June 15th, 2021

San Diego's Real Estate Market

With 3 million residents, San Diego is California's 2nd largest city and a prime real estate market.

Known as "America's Finest City," it’s home to amazing beaches, great weather and numerous tourist attractions.

San Diego's housing prices are among the highest in the country and the real estate market remains one of the hottest in the nation.

Real estate investors in Southern California are realizing the importance and benefits to using hard money loans in the San Diego market.

An offer on a property accompanied by a hard money loan is considered by most sellers to be as good as an all cash offer, helping to make you offer more competitive than other buyers in the marketplace.

San Diego has a very stable and competitive market which can be attributed to:

  • vast amounts of coastline
  • great climate and a low crime rate
  • a great place to raise a family
  • a top destination for young white collar professionals who are single and educated

Fast Facts

  • Average property sale price is $640,000
  • Average of 3 offers on every listing
  • It takes about 17 days to sell a property 
  • An 870 square foot apartment has an average rent of $2,237
  • Of the available housing supply 39% is renter occupied, and 60% is owner occupied
  • 45.31% of adults in San Diego have at least a bachelor's degree

FAQs

We Can Deliver Rapid Financing

Between $200k and $5 million dollars

Nationwide private lender (not a broker, avoid the extra fees)

Funding loans such as purchase, refinance, rehab, probate, 1031 exchanges and cash-out

All types of investment properties considered, residential, commercial and industrial



Crescent Lenders

2999 Overland Ave, Suite 116
Los Angeles, California
Phone
213-474-3131

Recent Posts

The Top 5 California Cities for Fix and Flippers

  • California
  • Los Angeles
  • San Diego
  • San Francisco

Disclaimer: Crescent Lenders, DBA CrescentLenders.com ("CL") is a California licensed broker under California Bureau of Real Estate License No. #01792267. Regardless of this license, CL considers itself a “finder” for purposes of applicable laws and regulations (California Business & Professions Code § 10130, et. seq.).

Crescent Lenders, 2999 Overland Ave, Suite 116, Los Angeles, California, 90064