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San Francisco Hard Money Lenders

Fast. Flexible. Funding.

San Francisco Hard Money Loans

Rates as Low as 9.75%

75% LTV

Trusted 5-Star Rating on Google

Anywhere in California

Direct Lender, Not a Broker

$200K to $2M

No Upfront Fees

Self-Employed or Foreign National

Pre-Approval in Hours, Funding Within Days

San Francisco Hard Money Lenders

Trolly Car in The Streets of San Francisco

Crescent Lenders is a leading San Francisco Bay Area hard money lender.

California's residential and commercial real estate investors rely on us for fast, flexible hard money loans in San Francisco.

Decades of experience combined with our local knowledge of The Northern California real estate market has resulted in positive results for our borrowers and investors.

San Fransisco Hard Money Loans

Aerial View of a Winding Road and Residential Buildings in San Francisco

Qualifying for a San Francisco hard money loan with Crescent Lenders is unlike the bureaucratic process of big banks.

In many instances, we’ve funded deals in 5 to 7 days.

From the time you call us to the time we close the deal, our team works diligently to tailor a deal to your exact circumstances.

Communication is the lifeblood of our business, which is why we always return your phone calls and emails promptly to move the loan process forward in every way possible.

Types of San Francisco Hard Money Loans We Fund

Row of Houses in San Francisco

From Shasta to Monterey, we fund deals in and around San Francisco and the greater Bay Area.

Whether the property is residential, commercial, industrial, or mixed-use, we can provide you with the funding to accelerate your real estate investment project.

We fund all types of private money loans, including:

  • fix and flips
  • purchase
  • cash-out and refinances
  • probate (aka, estate, trust or inheritance loans)
  • bridging loans and all other types of loans that use a hard asset, such as real estate, as the collateral

Unlike big banks, we do not have strict requirements and loan programs.

We work with our borrowers and tailor their loan program to their real estate investment needs.

With this flexibility, we can fund your deal in as little as 5 to 7 days.

The underlying value of the asset used as collateral is the most important factor in determining whether we fund a deal.

As top-rated San Francisco hard money lenders, we have many stellar reviews below from other borrowers whom we’ve funded in the past.

About San Francisco’s Real Estate Market

San Francisco (aka the City by the Bay) is a large coastal city in Northern California.

With nearly 1 million residents, it's the fifth most densely populated county in the nation. It’s an extremely ethnically diverse city.

It's home to Silicon Valley, the tech capital of the world and, as a result, one of the wealthiest and most expensive cities in America.

San Francisco is a city mostly comprised of professionals, managers, salespeople, office workers, and tech workers.

The city possesses an abundance of pre-World War II architecture, making it the biggest city in America for historic buildings, which adds to its charm.

With its strong economy and large white-collar labor force, it's no wonder real estate prices are high.

With the ongoing growth of tech companies, property values in the city are likely to experience an increase in value over the longer term.

It’s a competitive real estate market where homes sell quickly and often over their asking prices.

Many investors use San Francisco hard money loans to finance their real estate projects, keeping them competitive in the San Francisco market.

These loans are asset-based and focus more on the value of the collateral than on a borrower's credit score or income.

Offers with a hard money loan are likely to stand out to sellers versus offers needing traditional financing, which can take longer to secure and oftentimes fall through.

If you are in the market for a San Fransisco private money loan in the Bay Area, apply online today.

Fast Facts

  • The average profit on a fix and flip in San Francisco in 2020 was $158,500
  • The average house price through April 2021 was $1,453,455
  • The average time to complete a fix and flip is 192 days
  • San Francisco is the number one region in the US for million-dollar-plus house flips
Top-Rated Provider

San Fransisco Hard Money Lender

I’m a commercial real estate broker and do some fix n flipping on the side here in SoCal. I’ve used a few different HMLs in the past but have created a good relationship with these guys and have repeatedly used them and will continue to do so going forward.

- Justin R.
We have a 4.9 star rating on Google
*As of Nov 12th, 2024
Contact Us Today

Fast. Flexible. Funding.


Between $200k and 2 Million Dollars
Direct California Hard Money Lender (Not a Broker, Avoid the Extra Fees)
Funding Private Money Loans Such as Purchase, Refinance, Rehab, Probate, 1031 Exchanges, Cash-out
Pre-Approval in Hours, Funding Within Days