San Francisco Hard Money Loans

Servicing All Property Types Across the Bay Area

San Francisco Hard Money Loans

Servicing All Property Types Across the Bay Area

Lending Guidelines

Interest Rates
Starting @ 7.99% (interest only)
Closing Time
5 to 7 Days
Location
Anywhere in California
Loan To Value Ratio
Up to 75% LTV
Loan Types
Purchase, Refinance, Cash-Out, Fix and Flip, Probate, 1031 Exchange
Amounts
$200K – $5M
Origination Fee
2 to 3 points, dependant on size and term
Lien Positions
First Trust & Second Trust Deeds
Underwriting Fee
$1500
Loan Term
6 to 60 months (extensions available)

Property Types

  • Single-family & Multi-family Investment Properties
  • Condominiums
  • Retail Centers
  • Office Buildings
  • Industrial & Warehouse
  • Hotels & Motels
  • Healthcare & Assisted Living Facilities
  • Special Purpose & Mixed Use
  • Parking Garages & Lots

Recent Deals

North Hollywood, CA
Amount: $1,625,000
Type: Cash-Out
Loan To Value: 55%
Rate: 9.50%
Property Type: Multi-Family
Term: 24 Months
La Puente, CA
Amount: $335,000
Type: Purchase
Loan To Value: 68%
Rate: 9.00%
Property Type: Residential
Term: 12 Months
Seaside, CA
Amount: $220,000
Type: Rehab
Loan To Value: 63%
Rate: 8.75%
Property Type: Residential
Term: 18 Months
Huntington Beach, CA
Amount: $350,000
Type: Purchase Financing
Loan To Value: 8.75%
Rate: 50%
Property Type: Residential
Term: 12 Months
Ontario, CA
Amount: $460,000
Type: Purchase Financing
Loan To Value: 50%
Rate: 9.00%
Property Type: Residential
Term: 12 Months
Tustin, CA
Amount: $260,000
Type: Purchase Financing
Loan To Value: 66.7%
Rate: 9.00%
Property Type: Residential
Term: 12 Months
Los Angeles, CA
Amount: $1,035,000
Type: Purchase Financing
Loan To Value: 85%
Rate: 10.00%
Property Type: Commercial
Term: 12 Months
Oxnard, CA
Amount: $1,820,000
Type: Purchase Financing
Loan To Value: 70%
Rate: 9.0%
Property Type: Commercial
Term: 12 Months
Whittier, CA
Amount: $295,000
Type: Purchase Financing
Loan To Value: 66%
Rate: 12.75%
Property Type: Commercial
Term: 12 Months
Long Beach, CA
Amount: $94,000
Type: Purchase Financing
Loan To Value: 115%
Rate: 20.0%
Property Type: Residential
Term: 6 Months
Los Angeles, CA
Amount: $1,500,000
Type: Refinance
Loan To Value: 60%
Rate: 11.99%
Property Type: Commercial
Term: 12 Months + 12 Months Option
Downey, CA
Amount: $400,000
Type: Cash-Out
Loan To Value: 50%
Rate: 12.50%
Property Type: Residential
Term: 12 Months
Seal Beach, CA
Amount: $600,000
Type: Cash-Out
Loan To Value: 60%
Rate: 8.50%
Property Type: Residential
Term: 36 Months
Beverly Hills, CA
Amount: $2,000,000
Type: Cash-Out
Loan To Value: 83%
Rate: 11.75%
Property Type: Residential
Term: 18 Months
San Gabriel, CA
Amount: $1,540,000
Type: Purchase
Loan To Value: 62%
Rate: 9.00%
Property Type: Industrial
Term: 24 Months
Carmel-by-the-Sea, CA
Amount: $3,000,000
Type: Refinance
Loan To Value: 33%
Rate: 10%
Property Type: Residential
Term: 12 Months
Los Angeles, CA
Amount: $340,000
Type: Refinance
Loan To Value: 50%
Rate: 9.0%
Property Type: Residential
Term: 18 Months
Los Angeles, CA
Amount: $535,000
Type: Purchase
Loan To Value: 65%
Rate: 9.15%
Property Type: Residential
Term: 12 Months
Los Angeles, CA
Amount: $1,025,000
Type: Purchase Financing
Loan To Value: 65%
Rate: 9%
Property Type: Industrial
Term: 36 Months
Santa Maria, CA
Amount: $220,000
Type: Cash-Out
Loan To Value: 55%
Rate: 9.75%
Property Type: Residential
Term: 18 Months
Covina, CA
Amount: $345,000
Type: Fix-and-Flip
Loan To Value: 65%
Rate: 9.25%
Property Type: Residential
Term: 12 Months
Riverside, CA
Amount: $75,000
Type: Cash-Out
Loan To Value: 50%
Rate: 10%
Property Type: Residential
Term: 12 Months
Pomona, CA
Amount: $664,000
Type: Purchase
Loan To Value: 70%
Rate: 9.7%
Property Type: Commercial
Term: 12 Months
Huntington Beach, CA
Amount: $2,275,000
Type: Purchase
Loan To Value: 65%
Rate: 9.00%
Property Type: Residential
Term: 12 Months
Arcadia, CA
Amount: $1,100,000
Type: Refinance
Loan To Value: 73%
Rate: 9.00%
Property Type: Residential
Term: 12 Months
Los Feliz, CA
Amount: $2,100,000
Type: Refinance
Loan To Value: 65%
Rate: 9.00%
Property Type: Residential
Term: 12 Months
Studio City, CA
Amount: $2,080,000
Type: Purchase Financing
Loan To Value: 61.2%
Rate: 8.50%
Property Type: Residential
Term: 60 Months
Baldwin Park, CA
Amount: $240,000
Type: Purchase
Loan To Value: 55%
Rate: 8.75%
Property Type: Residential
Term: 12 Months
El Segundo, CA
Amount: $1,200,000
Type: Refinance
Loan To Value: 65%
Rate: 9.00%
Property Type: Residential
Term: 12 Months
Culver City, CA
Amount: $650,000
Type: Purchase
Loan To Value: 52%
Rate: 7.99%
Property Type: Commercial
Term: 18 Months
Fullerton, CA
Amount: $800,000
Type: Purchase
Loan To Value: 65%
Rate: 9.00%
Property Type: Industrial
Term: 18 Months
Del Rey Oaks, CA
Amount: $1,150,000
Type: Refinance
Loan To Value: 65%
Rate: 9.65%
Property Type: Commercial
Term: 24 Months
Pasadena, CA
Amount: $950,000
Type: Purchase
Loan To Value: 50%
Rate: 8.25%
Property Type: Residential
Term: 12 Months
Boyle Heights, CA
Amount: $100,000
Type: Fix-and-Flip
Loan To Value: 65%
Rate: 12.99%
Property Type: Multi-Family
Term: 12 Months
Cerritos, CA
Amount: $500,000
Type: Cash-Out
Loan To Value: 65%
Rate: 12.5%
Property Type: Industrial
Term: 12 Months
Costa Mesa, CA
Amount: $650,000
Type: Purchase
Loan To Value: 50%
Rate: 9.00%
Property Type: Industrial
Term: 18 Months
Los Angeles, CA
Amount: $500,000
Type: Construction Financing
Loan To Value: 75%
Rate: 8.75%
Property Type: Residential
Term: 12 Months
Indio, CA
Amount: $100,000
Type: Cash-Out
Loan To Value: 50%
Rate: 11.0%
Property Type: Multi-Family
Term: 12 Months
Montebello, CA
Amount: $2,500,000
Type: Purchase Financing
Loan To Value: 66%
Rate: 8.75%
Property Type: Multi-Family
Term: 12 Months
Dana Point, CA
Amount: $160,000
Type: Purchase
Loan To Value: 35%
Rate: 9.00%
Property Type: Residential
Term: 12 Months
North Hollywood, CA
Amount: $1,625,000
Type: Cash-Out
Loan To Value: 55%
Rate: 9.50%
Property Type: Multi-Family
Term: 24 Months
La Puente, CA
Amount: $335,000
Type: Purchase
Loan To Value: 68%
Rate: 9.00%
Property Type: Residential
Term: 12 Months
Seaside, CA
Amount: $220,000
Type: Rehab
Loan To Value: 63%
Rate: 8.75%
Property Type: Residential
Term: 18 Months
Huntington Beach, CA
Amount: $350,000
Type: Purchase Financing
Loan To Value: 8.75%
Rate: 50%
Property Type: Residential
Term: 12 Months
Ontario, CA
Amount: $460,000
Type: Purchase Financing
Loan To Value: 50%
Rate: 9.00%
Property Type: Residential
Term: 12 Months
Tustin, CA
Amount: $260,000
Type: Purchase Financing
Loan To Value: 66.7%
Rate: 9.00%
Property Type: Residential
Term: 12 Months

San Francisco Hard Money Lenders
You Can Trust

Crescent Lenders is a leading San Francisco Bay Area hard money lender.

Residential and commercial real estate investors in California rely on us for fast, flexible and reliable financing solutions.

Decades of experience combined with our local knowledge of The Northern California real estate market has resulted in positive results for both our borrowers and investors.

Contact Us to Pre-Qualify for a Hard Money Loan in the Bay Area

Qualifying for a hard money loan with Crescent Lenders is nothing like the bureaucratic process of big banks.

In many instances we’ve funded deals in 5 to 7 days.

From the time you call us to the time we close the deal, our team works diligently to tailor a deal to your exact circumstances.

Communication is the lifeblood of our business which is why we always return your phone calls and emails in a prompt fashion in order to move the loan process forward in every way possible.

Types of Loans We Fund

From Shasta to Monterey we fund deals in and around the San Francisco and the greater Bay Area.

Whether the property is residential, commercial, industrial or mixed-use, we can provide you with the funding to accelerate your real estate investment project.

We fund all types of private money loans, including:

  • fix and flips
  • purchase
  • cash-out and refinances
  • probate (aka, estate, trust or inheritance loans)
  • bridging loans and all other types of loans that use a hard asset such as real estate as the collateral

Unlike big banks, we do not have strict requirements and loan programs.

We work with our borrowers and tailor make their loan program to their real estate investment needs.

With this flexibility, we can also fund your deal in as little as 5 to 7 days.

The most important factor in determining if we fund a deal is the underlying value of the asset used as collateral.

Check out our stellar reviews below from other borrowers who we’ve funded in the past.

About San Francisco’s Real Estate Market

San Francisco (aka, the City by the Bay), is a large costal city in Northern California.

The 5th most densely populated county in the nation with nearly 1 million residents, it’s an extremely ethnically-diverse city.

It's home to Silicon Valley, the tech capital of the world and as a side effect, one of the wealthiest and most expensive cities in America.

San Francisco is a city mostly comprised of professionals, managers, sales, office and tech workers.

The city possesses an abundance of pre-World War II architecture, making it the biggest city in America for historic buildings, which adds to its charm.

Its strong economy and large white collar labor force it's no wonder real estate prices are high.

With the ongoing growth of tech companies, property values in the city are likely to experience an increase in value over the longer term.

It’s a very competitive real estate market where homes sell quickly and often over their asking prices.

To stay competitive in the San Francisco market, many investors use hard money loans to finance their real estate projects.

These loans are asset based and focus more on the value of the collateral rather than a borrower's credit score or income.

Offers with a hard money loan are likely to stand out to sellers versus offers needing traditional financing which can take longer to secure and often times falls through.

If you are in the market for a private money loan in the Bay Area, contact us today.

  • The average profit on a fix and flip in San Francisco in 2020 was $158,500
  • The average house price through April 2021 was $1,453,455
  • The average time to complete a fix and flip is 192 days
  • San Francisco is the number one region in the US for million dollar-plus house flips

Top-Rated Provider

I don’t usually invest in real estate but I came across a great deal in my neighborhood and could not wait on a bank to approve me because the deal would have been gone. I called a few hard money lenders and decided on Crescent Lenders. They were able to get me funding quickly at a good rate. This enabled me to make a great offer which was successful. Highly recommend!
- Jessy C.
My existing hard money loan was coming due on my retail center and I was shopping around for a refi with a better rate since I was not yet able to qualify for bank financing, Mario was able to give me the best rate of the lenders I reached out to...
- Steve S.
I’m a commercial real estate broker and do some fix and flipping on the side here in SoCal. I’ve used a few different HMLs in the past but have created a good relationship with these guys and have repeatedly used them and will continue to do so going forward.
- Justin R.
Was recommended these lenders from a friend of mine. They were able to come thru on 2 deals for me over the past year, but also rejected a few others I had that were not as attractive. Mario is a nice guy and will not waste your time if the deal doesn’t work for him.
- James M.
I found Crescent Lenders using a hard money lending directory website called Moolahlist that makes sure all the lenders on its platform are licensed and legitimate. There are so many scam lenders in the hard money lending industry, I was happy to find these guys and was even happier with the service they provided... quick and easy funding for my rehab project.
- Edward B.
I don’t usually invest in real estate but I came across a great deal in my neighborhood and could not wait on a bank to approve me because the deal would have been gone. I called a few hard money lenders and decided on Crescent Lenders. They were able to get me funding quickly at a good rate. This enabled me to make a great offer which was successful. Highly recommend!
- Jessy C.
My existing hard money loan was coming due on my retail center and I was shopping around for a refi with a better rate since I was not yet able to qualify for bank financing, Mario was able to give me the best rate of the lenders I reached out to...
- Steve S.
As of June 15th, 2021

FAQs

We Can Deliver Rapid Financing

Between $200k and $5 million dollars

Nationwide private lender (not a broker, avoid the extra fees)

Funding loans such as purchase, refinance, rehab, probate, 1031 exchanges and cash-out

All types of investment properties considered, residential, commercial and industrial



Crescent Lenders

2999 Overland Ave, Suite 116
Los Angeles, California
Phone
213-474-3131

Recent Posts

Top 5 Places Around in and Around the Bay Area for a Fix and Flip in 2021

  • California
  • Los Angeles
  • San Diego
  • San Francisco

Disclaimer: Crescent Lenders, DBA CrescentLenders.com ("CL") is a California licensed broker under California Bureau of Real Estate License No. #01792267. Regardless of this license, CL considers itself a “finder” for purposes of applicable laws and regulations (California Business & Professions Code § 10130, et. seq.).

Crescent Lenders, 2999 Overland Ave, Suite 116, Los Angeles, California, 90064